Law Office of Keith Will Wynne, Esq.

Serving Family Law & Bankruptcy Clients in Plant City

Here you will find useful information on Florida FAMILY, BANKRUPTCY, and FORECLOSURE DEFENSE LAW.

As a Plant City attorney, I serve clients throughout Hillsborough County in the areas of family law, bankruptcy, and foreclosure defense, and I am ready to take immediate action on your case. You can contact me at any time to schedule a FREE CONSULATION to discuss your options. Whether you are concerned about protecting your right to custody in a divorce or need help in finding your way out of debt, you can count on me to provide you with compassionate support and dedicated advocacy.

Feel free to browse the site, and above all—ask questions! Your answers are just a phone call away. Thank you for choosing my site to research your legal questions.

Family Law Attorney in Plant City, Florida

Don't make the mistake of trying to handle your divorce on your own. Divorce is a highly complex and often contentious legal process, one that is made even more challenging by the emotionally charged nature of the situation. You may be stressed over questions like:

What are we going to do about the children? How often will I get to see my children? (Custody)
How much will I have to pay in child support or how much will I receive? (Child Support)
How will we divide all of our property?
Who will pay the debts we incurred throughout the marriage?
Do we have to slug out each and every issue in court?
Can I move with my children?
Can I afford an attorney to help me through this?
Will I automatically lose half of my retirement?

Before taking any further action on your divorce, bring the case to me for an initial consultation. I can help you understand your options and advise you of a course of action. Divorce is never easy, but it doesn't have to be an emotionally and financially exhausting ordeal.

Plant City Bankruptcy Lawyer

Bankruptcy is a legal proceeding in which a person who cannot pay his or her debts can get a fresh financial start. The right to file for bankruptcy is provided by Federal Law, and all bankruptcy cases are heard in Federal Court. Filing for bankruptcy immediately stops:

All of your creditors from seeking to collect debts from you
All state and federal civil cases where a creditor is suing you to collect a debt
All wage garnishments against you (with the exception of child support or alimony)
All bank account garnishments (with the exception of child support and alimony)

In fact, a creditor cannot demand money from you whether it’s over the phone or through the mail.

What can bankruptcy do for me?

Bankruptcy may make it possible to:

Eliminate the legal obligation to pay most or all of your debts
Prevent repossession of your car or other property
Stop wage garnishment, debt collection harassment, and similar creditor actions to collect a debt
Allow you to challenge claims of creditors who have committed fraud
Allow you to challenge claims of creditors who are trying to collect more than you really owe

What Bankruptcy Can Not Do

Bankruptcy cannot cure every financial problem. Nor is it the right step for every individual.

In bankruptcy, it is usually NOT possible to:

Eliminate certain rights of “secured” creditors. A “secured” creditor has taken a mortgage or other lien on property as collateral for the loan. You CAN force secured creditors to take payments over time in the bankruptcy process and bankruptcy CAN eliminate you obligation to pay any additional money if your property has been taken already. Nevertheless, you generally cannot keep property secured by a loan unless you continue to pay the debt.
Discharge certain types of debt singled out by bankruptcy law for special treatment, such as student loans, child support and alimony, certain other debts related to divorce, court restitution orders, criminal fines, and some taxes.
Protect co-signors of debt. When a relative or friend has cosigned a loan, and you discharge your obligation of the loan in bankruptcy, the co-signor most likely will still have to pay the loan back.
Discharge debt incurred after the date of filing of your bankruptcy petition.

Force a bank to take your home back. Even though you may opt to surrender your home in bankruptcy, it does not mean that the bank automatically becomes the legal owner of the real estate. The bank must still go through the foreclosure process, or the bank must agree to a short sale or deed in lieu of foreclosure. This is especially important for those who have a Homeowner’s Association in the community where you own the home. HOA due will continue to accrue against you until the bank takes the home back. And if these fees accrue after you file bankruptcy, then those dues are not discharged.

Filing for Bankruptcy with the Law Office of Keith Will Wynne, Esq.

My approach to handling bankruptcy cases is very different from larger firms. At the larger firms, you might meet with the attorney once, and then you are handed off to a paralegal, and you won’t see the attorney again. At The Law Office of Keith Will Wynne, Esq., I personally draft your bankruptcy petition and go through it line by line with you before you file. I also personally attend your Meeting of the Creditors.

I encourage you to contact my firm today to schedule your free consultation to discuss your options.

Bankruptcy

Family Law