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Bankruptcy Attorney Serves Residents
of Plant City, Florida

Legal Guidance Through the Entire Process

If you are faced with a distressing financial issue, you will need the counsel of the Plant City bankruptcy lawyer from my firm. I offer personal representation and experienced legal counsel because I myself have obtained relief from overwhelming debts after graduating from college. My firm provides outstanding legal assistance to each individual throughout Plant City who is facing debt issues and seeking relief. If want to file for bankruptcy, you should not pursue it on your own because it is such a complicated area of law. I pride myself on offering personal and effective legal representation to benefit the people I serve. By working with my firm, you can obtain assistance with any of the following issues or bankruptcy concepts:

Bankruptcy Basics
Bankruptcy is a difficult concept. It may demand an ample amount of clarification to understand the topics that comprise this debt relief option. My firm has provided a page on the basics of bankruptcy to help you obtain a general understanding of the legal process. Many frequently asked questions are answered on in this section.

Business Bankruptcy
In the current economy, many businesses fail within the first three years, causing the owner to pursue bankruptcy as a debt relief solution. Chapter 11 bankruptcy is for businesses that are facing overwhelming debt and want to restructure their payments. This type of bankruptcy does not liquidate the company's assets. Instead, the readjustment of debts helps these businesses stay open. Chapter 7 bankruptcy can liquidate the debts as the company goes out of business.

Chapter 7
Chapter 7 bankruptcy liquidates the filer's assets to give them a fresh start. A trustee assigned to your case will collect all of your debts and sell those that are not exempt. Some debts, such as student loans, legal judgments and certain taxes, cannot be discharged in this form of bankruptcy.

Chapter 13
If you fail the means test or have non-exempt assets you wish to protect, you can file for Chapter 13 bankruptcy. As a court-supervised payment plan in which you readjust your debts to unsecured creditors, a Chapter 13 bankruptcy has many advantages. For instance, you can stop a foreclosure to catch up on past-due mortgage payments so that you are able to remain in your home.

Chapter 7 vs. Chapter 13
Chapter 7 and Chapter 13 bankruptcies are very different but have the same general goal: to end debt collection attempts and discharge debts. Procedures that filers must take to get their debts discharged vary among the types of bankruptcy. Read this section to find out which chapter you should pursue, then speak with my firm to find out what steps to take.

Find out which bankruptcy chapter is right for you

Collections Defense
Your creditors have likely approached the collection of your debts using various harassing methods. My firm offers tools for defense against collection attempts and creditor harassment. Filing for bankruptcy is one way to end these attempts at once. As you face lawsuits by collection companies or a debt buyer, understand that there are steps you can take to protect your assets and that you do have rights.

Foreclosure Defense
Foreclosure, or the loss of one's home because of late mortgage payments, is a frightening experience that should be avoided if possible. It can cause hardship for your family and affect your credit for years. As your creditors threaten to file a lawsuit against you, my firm can defend you to prevent foreclosure. I can thoroughly investigate your case to obtain a solution that helps resolve your financial issue that has led to this situation. I can develop a customized strategy to protect your rights during this process.

Frozen Bank Accounts
Suspension of your bank account is a collection tool that can be used by your creditors. This action is generally taken because you owe money to a creditor who has obtained a judgment against you. After they have a judgment against you, your account can be frozen to restrict access to your money.

Has your car or another property been repossessed? My firm can help you get your assets back if you are behind on payments. Vehicle purchases that are made on credit can result in unexpected repossession if you fail to repay your creditor. Your creditor has the right to repossess your vehicle, but my firm can help you find a solution to this issue.

Wage Garnishments
Courts can apply garnishment laws to forcibly take money from a person's paycheck for outstanding debts owed to creditors. Wages are automatically deducted from an employee's salary to repay creditors. You have rights if you are in this situation, including that your employers are prevented from terminating you if you are subjected to wage garnishment.

Learn More About the Bankruptcy Process

Each bankruptcy case is different and contains its own issues. In some circumstances, a Chapter 13 bankruptcy can have greater benefit in the long run than a Chapter 7 bankruptcy. When you are ready to begin pursuing any debt relief solution, I encourage you to call my firm and schedule a case evaluation. During this assessment, I can evaluate the personal aspects of your case and develop a strategy to help you gain financial freedom. My firm offers personal services and gives you the attention you deserve. Contact my firm today!

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Law Office of Keith Will Wynne, Esq. - Plant City Bankruptcy Lawyer

PLant City Office - 1001 E. Baker Street, Suite 101, Plant City, FL 33563. Phone: (813) 567-5894 | Local Phone: (813) 752-3100.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

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